eToro and DEGIRO are two popular investment platforms serving investors across Europe and globally, yet they cater to different investment styles and priorities. eToro is well-known for its social trading features and user-friendly experience, appealing to beginners and those interested in a more interactive approach. DEGIRO, on the other hand, is recognized for its low fees and extensive selection of stocks and ETFs, making it a strong choice for passive, long-term investors. This comparison will help you determine which platform aligns best with your investment goals.
⚔️ Detailed comparison
| Criterion | eToro | DEGIRO |
|---|---|---|
| Fees and Commissions | Offers commission-free trading on stocks and ETFs for certain orders. $5 withdrawal fee. Currency conversion fee of 0.5% on deposits/withdrawals if not in USD. $10 monthly inactivity fee after one year of no login. | ✓Low transaction fees on stocks and ETFs. Flat fee of €1.00 per trade on stocks and ETFs in most markets. Some Core Selection ETFs are free with conditions. 0.25% currency conversion fee. No withdrawal or inactivity fees. |
| Minimum Deposit | Varies by client's geographic location, ranging from $10 (for US and UK clients) to $10,000 (for Israel-resident clients). For most international clients, the minimum is $200. | ✓No minimum deposit requirement. |
| Available Assets | 3,000+ assets, including stocks, ETFs, cryptocurrencies, and CFDs on forex, commodities, and indices. Offers fractional shares. | ✓2,000,000+ assets. Offers a wide range of stocks, ETFs, options, futures, and bonds. Does not support fractional shares. |
| Trading Features | ✓Pioneering social trading, CopyTrader, and Smart Portfolios. User-friendly platform and mobile app. Demo account available. | Simple, functional platform. Suited for passive investors. No social trading or CopyTrader features. No demo account available. |
| Regulation and Security | Regulated by the Financial Conduct Authority (FCA) in the UK, Cyprus Securities and Exchange Commission (CySEC) in Europe, and Australian Securities & Investments Commission (ASIC) in Australia. Client funds are segregated. Negative balance protection for retail traders. Additional private insurance | Primarily regulated by the Federal Financial Supervisory Authority (BaFin) in Germany, Dutch Authority for the Financial Markets (AFM), and De Nederlandsche Bank (DNB). Part of flatexDEGIRO Bank AG, a publicly listed German bank. Client assets are segregated. Deposit insurance up to €100,000 under t |
| Customer Support | ✓24/7 AI chatbot and 24/5 live chat support. Direct account managers for eToro Club members. | Support via FAQ section, email, and phone on trading days. No live chat or 24/7 support. |
يُعد eToro خيارًا ممتازًا للمبتدئين والمهتمين بالتداول الاجتماعي والاستثمار في العملات المشفرة والأسهم الكسرية. في المقابل، تُفضل DEGIRO من قبل المستثمرين الأوروبيين الباحثين عن رسوم منخفضة على المدى الطويل لمجموعة واسعة من الأسهم وصناديق المؤشرات المتداولة في اليورو، خاصةً إذا كانوا يفضلون الاستثمار السلبي.
